- MDCT Credit Solutions requires ALL clients to maintain active credit monitoring. Credit monitoring is crucial and the cost is $24.99 per month. This allows us to track your progress during your credit repair journey (deletions, score changes, new accounts, etc). Any clients that cancel and/or downgrade their credit monitoring service will be suspended from the program.
- Please do not enroll if you have an active bankruptcy as we will not be able to help. Dismissed/Discharged bankruptcies are OK.
- Please do not enroll if you are not able to complete your onboarding within 48 hours. It takes about 10 to 15 minutes to complete onboarding. If it’s going to take you longer than 48 hours, please do not sign up for our services.
- Please do not sign up if you are currently behind on paying your bills. We do not want our services to be another bill added on as a burden for you. Old accounts are fine. But if you are behind on your current accounts, please do not sign up.
Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
- Credit Service Agreement
- Authorization for Credit Repair Action
- Consumer Credit File Rights (CROA Disclosure)
- Right Of Cancellation Notice
In return for our services, you agree to pay fees as outlined in your client agreement.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.